Google Cloud 故障波及欧洲银行业，Monzo 靠独立备用系统几乎未受影响
Google Cloud outage affects almost all banking and other operations in Europe
Google Cloud 故障导致欧洲几乎所有银行及其他业务中断，但并非所有 neobank 都受影响——Monzo 几乎未受波及，其备用系统（stand-in system）使用独立代码库和独立云服务商，仅保留核心银行功能，足以完成日常银行业务。发帖者表示对银行认真做容灾感到欣赏，因为银行 IT 通常一团糟，维护一套几乎覆盖全行功能的独立代码库投入很大；同时提到对 Revolut 一直观感不佳。
Not all neobanks. I use Monzo, and they had an outage a while back. I was impressed that it barely affected their functionality.
They have a stand-in system that uses a separate codebase and separate cloud provider. They have a blog post about it here: https://monzo.com/blog/tolerating-full-cloud-outages-with-mo...
The stand-in system has a limited subset of features, i.e. no bells and whistles, but enough that you can get any actual banking done.
(Not an ad / I have no connection to Monzo, I just had some appreciation for a bank doing this properly as normally banking IT is a disaster. Plus the idea of keeping a separate codebase for almost an entire bank's functionality seems very invested.)
I have always got bad vibes from Revolut...
来源：Hacker News · 首页 · news.ycombinator.com